IT IS IMPORTANT THAT YOU READ AND UNDERSTAND OUR TERMS AND CONDITIONS BEFORE YOU ACCEPT THEM. THEY CONTAIN LIMITATIONS ON THE SCOPE OF OUR OBLIGATIONS TO YOU, AS WELL AS LIMITATIONS ON AND EXEMPTIONS FROM OUR LIABILITY TO YOU IN THE EVENT THAT YOU SUFFER LOSS AS A RESULT OF USING OUR SERVICE.
1. PRELUDE
1.1 These Terms and Conditions govern the terms under which you may access and use the InterCurrency website and the services associated with it (provided by InterCurrent Limited and collectively referred to as the “Service”). By accessing, registering with and using the Service, you agree to be bound by the provisions of these Terms and Conditions of InterCurrency. If you do not wish to be bound by these Terms and Conditions, please do not access, register with or use the Service. The language of these Terms and Conditions is English and all Services, instructions, communication and transactions carried out in connection with it shall be in the English language.
1.2 In these Terms and Conditions, the terms “InterCurrency”, “we”, “us”, and “our” refer to InterCurrent Ltd, together with its employees, directors, affiliates, successors, and assigns. InterCurrent Ltd. is a company registered in Kenya, with its registered office in North Gem, P.O. Box 85, 40612 Sawagongo. It is Authorised and Regulated by the Company’s Act Chapter 486 of the Laws of Kenya.
1.3 The terms “you” and “your” refer to users of the Service, whether in their capacity as Senders, Recipients, Investors, Customers, or visitors to this website.
1.4 These Terms and Conditions are effective as from 3rd March 2013. The Terms and Conditions may change from time to time, but changes will only be effective from the date they are made and will not change the terms on which you previously used the Service.
1.5 InterCurrency offers money transfer services domestically and internationally. The Service was created to assist customers to send money to their family, dependants, beneficiaries and friends, and to receive money from family, sponsors, patrons, donors, benefactors, angels, funders, and friends, around the world. For security reasons, we recommend that you only send money through the Service to people you know personally. Should you use the Service to send money to strangers for example sellers of goods and/or services, private or retail, you will be doing so at your own risk.
1.6 You must be of majority age to use the Western Union Online Service. Each money transfer will be given a unique identifier, the Transaction Code “TC.” Money transfers will normally be paid in cash or mobile money transfers to recipients’ mobile purses, but some Agents may offer or the Receiver may choose alternative methods of receiving the funds, such as into an account or mobile telephone. The Sender authorizes InterCurrency to honour the Receiver’s choice even if it differs from the payout method the Sender specified.
1.7 Using the Service for money laundering, support of terrorism activities, drug trafficking, prostitution and other illegal activities or prohibited purposes is strictly prohibited and InterCurrency (InterCurrent Limited) reserves the right to report suspicious transactions to law enforcement officers. InterCurrent Ltd.’s compliance officer, may at his or her own discretion request for proof of legality of transactions. Further the compliance officer is obliged to report any significant signs of usage of the Service for a prohibited purpose to the appropriate regulatory or law enforcement office.
2. DEFINITION OF SOME OF THE KEY TERMS USED
In these Terms and Conditions:
a) “Bank card” refers to a Visa®, a MasterCard® or an American Express® credit card or debit card issued by or through a bank or building society.
b) “Card holder” refers to the person on whose name a bank card has been issued by the card issuer.
c) “Card issuer” refers to the issuer and/or owner of a bank card.
d) “Destination Country” means the country in which the Recipient receives money through the Service.
e) “InterCurrency Online Service” refers to any or all of the services which are made available by us by means of our website.
f) “InterCurrent Ltd. “, “we”, “our” or “us” refers to InterCurrent Limited and in references to “our negligence or fraud”, includes any affiliate or agent of InterCurrent Limited (registered in Kenya) when performing a task which would otherwise have to be performed by InterCurrent Limited in connection with its provision of the Service; and, in the provisions listed in the appropriate clause(s) (other than the specified clause(s)) and in references to “our negligence or fraud”, includes any affiliate or agent of InterCurrent Limited when performing a task which would otherwise have to be performed by InterCurrent Limited in connection with its provision of the InterCurrency Online Service.
g) “Local Taxes” means any taxes or charges payable in the Destination Country.
h) “Mobile purse” refers to a monetary account attached to a cell or mobile phone’s sim card, for instance, the MPESA accounts operated by Safaricom Kenya Limited.
i) “Our website” refers to the Web site operated by us to provide online services and related information facilities.
j) “Payment Instrument” means a valid instrument of payment such as a bank account, debit card or credit card.
k) “Payout Amount” means the amount paid out to the Recipient, after any foreign exchange conversion and excluding Local Taxes.
l) “Prohibited purpose” refers to any unlawful purpose; the purpose of making or receiving payment for gambling services, gambling chips or gambling credits; the purpose of making or receiving payment for banking or other financial services; or the purpose of sending a payment to yourself as the Receiver;
m) “Recipient” means someone who receives money through the Service. The term “Receiver” may also be used as a synonym for “Recipient” and it refers to the person identified as the beneficiary of a transaction, for example, money transfer (whether that money transfer is initiated by a Sender using the InterCurrency Online Service or by a person using another InterCurrent Ltd. money transmission service such as mobile phone money transfer)
n) “Sender” means someone who uses the Service, for instance, to send money. It refers to the person who initiates the transaction by using the InterCurrency Online Service or any other service of InterCurrent Ltd.
o) “Service Fee” means the transaction fee plus any additional charges applicable to each Transaction.
p) “Service Provider” means a local bank, money exchange house, or other third party service providers in the Destination Country with whom InterCurrency works in providing the Service.
q) “Transaction” means a specific instruction to execute a wish or wishes, for instance, to send money through the Service. It includes each use that you initiate under, and each other use that you make of the Service or any other offers of InterCurrent Ltd..
r) “Transaction Amount” means the amount of money that the Sender wishes to send to the Recipient, excluding any applicable fees and prior to any foreign exchange conversion.
s) “You” or “your” refers to any person who uses the Service (including the website) or any other product of InterCurrent Ltd., whether as a Sender or as a Recipient/Receiver. The two words may be used to refer to the “customer”.
3. OUR OBLIGATIONS
3.1 Subject to these Terms and Conditions, we agree to provide the Service to you using reasonable care. The Service may not be available in whole or in part in certain regions, countries, or jurisdictions.
3.2 We are not obliged to process any particular Transaction. When you submit a Transaction, you are requesting that we process the Transaction on your behalf. We may, in our sole discretion, choose whether or not to accept the offer to process that Transaction. However, if we decide not to process the Transaction, we will notify you promptly of that decision and repay the money paid to us.
3.3 InterCurrency reserves the right to modify or discontinue the service or any part of the Service without notice, at any time and from time to time. We may, in our absolute discretion, refuse any Transaction or limit the amount to be transferred, either on a per transaction basis or on an aggregate basis, and either on individual accounts or on related accounts.
3.4 We may, in our sole discretion, refuse Transactions from certain Senders or to certain Recipients, including but not limited to entities and individuals on restricted or prohibited lists issued from time to time by the Kenyan Government or governments within whose jurisdictions we do business. In addition, not all Payment Instruments are available to all customers at all times and we may, in our sole discretion, refuse Transactions funded from certain Payment Instruments.
3.5 We will attempt to process Transactions promptly, but any Transaction may be delayed or cancelled for a number of reasons including but not limited to: our efforts to verify the customer’s identity; to validate the customer’s Transaction instructions; to contact the customer; or otherwise to comply with any applicable law; or due to variations in business hours and currency availability. Regular money transfers are usually available within minutes for pick up, subject to hours of operation of the payment location. Where the 24 Hour or 48 Hour Service is available, funds will be available for collection by the Receiver after 24 and 48 hours respectively from the time the money is sent. Account-based transfers generally take 3 – 4 business days, subject to legal or regulatory requirements. Though transfers to mobile wallets are often available within minutes, Delays and other restrictions may apply in certain countries. Customers can call us for specific details.
3.6 We will make effort to provide Senders and Recipients with up to date information regarding the location and opening hours of our Service Providers by means of information on our website. However, you agree that InterCurrency (InterCurrent Ltd.) shall not be held responsible for any inaccuracies that may appear in that information or any consequential loss which may result from incorrect or incomplete information.
4. YOUR OBLIGATIONS
You agree that:
4.1 you will not access, use or attempt to use the Service as a Sender unless you are at least 18 years old, and that you have the legal capacity to form a binding legal contract in the relevant jurisdiction;
4.2 for each Transaction that you submit, you will pay us the Service Fee in addition to the Transaction Amount. The service fee charged by InterCurrency includes mobile money transfer fees (for instance MPESA charges for transferring the money to the recipient’s mobile purse). By completing the information required to send a money transfer, by providing access to the funds to be sent as well as the required identification and by accepting the Terms and Conditions, the Sender consents to the execution of the money transfer. The Sender is required to inform the Receiver about the money transfer. Payment becomes due at the time that you submit your Transaction (transfer request). If you submit a Transaction that results in InterCurrency (InterCurrent Ltd.) becoming liable for charges including but not limited to chargebacks or other fees, you agree to reimburse us all such fees and compensate us for all costs incurred. ;
4.3 in connection with your registration and use of the Service, you will:
4.3.1 provide us with true, accurate, current and complete evidence of your identity, and promptly update your personal information if and when it changes;
4.3.2 provide our merchant with details of one or more Payment Instruments; and
4.3.3 provide us with true, accurate, current and complete information for all Transactions.
We do not accept any liability for damages resulting from non-payment or delay in payment of a money transfer to a Recipient or failure to perform a transaction under the Service by reason of any of these matters.
4.4 when you pay for a Transaction in one currency and the Recipient is paid in another currency, there will be a difference between the exchange rate at which we buy foreign currency and the exchange rate provided to you. InterCurrency and its Service Providers sometimes make a small profit under such circumstances. If an account is denominated in another currency and you submit incomplete information, the amount to be received by the Recipient will be reduced by the amount of extra charges incurred by reason of the incorrect information given by you and we will have no obligation to make good such a reduction;
4.5 when you are sending money under these Terms and Conditions, it is your responsibility to make sure all the Transaction details are accurate before submission. Once a Transaction has been submitted for processing it is not normally possible to change any of its details. You will be given the opportunity to confirm Transactions before submission and you must check the details carefully. By transferring the total amount to InterCurrency, the customer further confirms that he or she has verified the accuracy and currentness of the mobile phone number (mobile purse) and undertakes to bear any costs arising from money being sent to wrong mobile phone numbers provided by him or her. The customer further declares his or her non-involvement in money laundering, terrorism or handling proceeds from prohibited activities (transactions for prohibited purposes). The customer further undertakes to indemnify InterCurrency (InterCurrent Ltd) for damages arising out of his or her errors, mistakes or withholding of crucial information.
4.6 InterCurrency will have no responsibility for any fees or charges you may incur by the use of a particular Payment Instrument to fund a Transaction. These may include but are not limited to unauthorised overdraft fees imposed by banks if there are insufficient funds in your bank account or “cash advance” fees and additional interest which may be imposed by credit card providers if they treat your usage of the Service as a cash transaction rather than a purchase transaction;
4.7 you will only use the Service to send money to people that you know personally and not to pay for goods or services. If, in breach of this clause, you choose to pay third parties for goods and services using the Service, you acknowledge that InterCurrency has no control over, and is not responsible for, the quality, safety, legality, or delivery of such goods or services and that any such use of the Service is entirely at your own risk. If InterCurrency reasonably believes you are using the Service to purchase goods or services, we reserve the right to cancel your Transaction(s);
4.8 both you and the Recipients will only act on your own behalf. You may not submit or receive a Transaction on behalf of a third person. If you intend to submit or receive a Transaction on behalf of a company, business or any entity other than a human individual, you must first inform InterCurrency of your desire to do so and provide us with any additional information about the entity as may be requested by us in order that we may decide whether or not to allow the Transaction;
4.9 in using the Service you will comply with these Terms and Conditions as well as any applicable laws, rules or regulations. It is a breach of these Terms and Conditions to use the Service to send money (i) to a Recipient who has violated the Terms and Conditions, or (ii) in connection with an illegal activity including but not limited to money-laundering, fraud and the funding of terrorist organisations. If you use the Service in connection with illegal activity, InterCurrency may report you to the appropriate legal authorities;
4.10 when using our website or the Service or when interacting with InterCurrency, with another user or with a third party, you will not:
4.10.1 breach these Terms and Conditions, or any other agreement between you and InterCurrency (InterCurrent Limited);
4.10.2 open more than one account, without our prior written permission;
4.10.3 provide false, inaccurate, or misleading information;
4.10.4 allow anyone else access to your registration details; rather, you will keep your registration details secure;
4.10.5 refuse to provide confirmation of any information you provide to us, including proof of identity, or refuse to co-operate in any investigation;
4.10.6 use an anonymising proxy (a tool that attempts to make activity untraceable); or
4.10.7 copy or monitor our website using any robot, spider, or other automatic device or manual process, without our prior written permission.
4.11 InterCurrency may, as and when necessary for purposes of providing the Service, store all information required of a Recipient to prove his or her identity or association with their specific Transaction(s). Such proofs may include a suitable form of valid, unexpired identification document from a list of acceptable papers provided by the Service Provider, and/or a Transaction tracking code, a personal identification number (PIN), a “password”, a “secret word”, or other similar identifiers.
5. CANCELLATION AND REFUNDS
5.1 If you have any problems using the Service you should contact us through the channels listed at the end of these Terms and Conditions or the ones provided on www.inter-currency.com under ‘Contact/Imprint’.
5.2 You have the right to cancel your agreement with us after you have submitted a Transaction. This right of cancellation continues until fourteen days after you have submitted the transaction, or until we have completed the contract by paying the Payout Amount to the Recipient, whichever is the earlier. If you exercise your right to cancel under this clause, we may make a cancellation charge.
5.3 If you wish to exercise your right to cancel, you must submit a written request to the email address(es) provided at the bottom of these Terms and Conditions or the one(s) provided on www.inter-currency.com under ‘Contact/Imprint’, giving the Sender’s full name, address, and phone number, together with the Transaction Code, Transaction Amount, and the reason for your refund request.
5.4 Any refunds will be credited back to the same Payment Instrument used to fund the Transaction and in the same currency. No adjustment will be made for any currency fluctuations which may have occurred in the meanwhile.
6. COLLECTION OF INFORMATION
6.1 Know Your Customer (KYC) Program. Entities providing financial services are required to assist in the fight against money laundering activities and the funding of terrorism by obtaining, verifying, and recording identifying information about all customers. We may therefore require you to supply us with personal identifying information and we may also legally consult other sources to obtain information about you.
6.2 Verification and Checks. We will verify your residential address and personal details in order to confirm your identity. We may also pass your personal information to a credit reference agency, which may keep a record of that information. You can however rest assured that this is done only to confirm your identity, that a credit check is not performed and that your credit rating will be unaffected. All information provided by you will be treated securely and the strongest possible Personal Data Protection policies will be applied.
6.3 By accepting these Terms and Conditions you authorise us to make any inquiries we consider necessary to validate the information that you provide to us. We may do this directly, for example by asking you for additional information, requiring you to take steps to confirm ownership of your Payment Instruments or email address; or by verifying your information against third party databases; or through other sources.
6.4 Data Privacy Policy. You consent to our processing your personal information for the purposes of providing the Service, including for verification purposes as set out in this clause. You also consent to the use of such data for communicating with you, and for statutory, accounting and archival purposes. You acknowledge that you have read and consented to InterCurrency’s Personal Data Privacy Policy. The Data Privacy Policy can be found here: .
6.5 Government Disclosures. We may be required by law to provide information about you and your Transactions to government or other competent authorities as described in our Personal Data Privacy Policy. You acknowledge and consent to our doing this.
7. INTELLECTUAL PROPERTY
7.1 The InterCurrency website and the InterCurrency Service, the content, and all intellectual property relating to them and contained in them (including but not limited to copyrights, patents, database rights, trademarks and service marks) are owned by InterCurrent Limited (Kenya), our affiliates, or third parties. All rights, titles and interests in and to the InterCurrency Online Site (website) and the InterCurrency Online Service shall remain our property and/or the property of such other third parties.
7.2 The InterCurrency website and the InterCurrency Service may be used only for the purposes permitted by these Terms and Conditions or described on the website (www.inter-currency.com). You are authorized solely to view and to retain a copy of the pages of the InterCurrency website for your own personal use. You may not duplicate, publish, modify, create derivative works from, participate in the transfer or sale of, post on the internet, or in any way distribute or exploit the InterCurrency website, the InterCurrency Service or any portion thereof for any public or commercial use without our express written permission. You may not: (a) use any robot, spider, scraper or other automated device to access the InterCurrency website or the InterCurrency Service; and/or (b) remove or alter any copyright, trademark or other proprietary notice or legend displayed on the InterCurrency website (or printed pages of the same). The name InterCurrency and other names and indicia of ownership of InterCurrency’s products and/or services referred to on the InterCurrency website are our exclusive marks or the exclusive marks of other third parties. Other product, service and company names appearing on the website may be trademarks of their respective owners.
8. WARRANTIES AND LIABILITY
8.1 We will refund to you any benefit which we receive as a result of our breach of our agreement with you (this means for example that, where a money transfer has failed, we will refund to you the Transaction Amount and the Service Fee).
8.2 If a money transfer is delayed or fails, you may have a right to receive a refund or compensation under laws relating to the provision of international money transfer services. We will provide you with the details of your rights to a refund or compensation if you contact us using the contact details at the end of these Terms and Conditions.
8.3 Any claim for compensation made by you and/or a Recipient (who is not registered with us) must be supported by any available relevant documentation.
8.4 If any loss which you or a Recipient (who is not registered with us) suffers is not covered by a right to payment under the laws laws relating to the provision of international money transfer services, we will only accept liability for that loss up to a limit which is the greater of: (a) the amount of the service charge; and (b) KES 500, unless otherwise agreed by us in writing. Our cap on our liability only limits a claim for loss arising out of any single transaction or related transactions, or (if a loss does not arise out of a transaction or transactions) any single act, omission or event or related acts, omissions or events. This means that if, for example, you suffer loss by reason of our failure to perform our agreement with you under two unrelated transactions, you might be able to claim up to KES 1000.
8.5 We do not, in any event, accept responsibility for:
8.5.1 any failure to perform your instructions as a result of circumstances which could reasonably be considered to be outside our control;
8.5.2 malfunctions in communications facilities which cannot reasonably be considered to be under our control and that may affect the accuracy or timeliness of messages or communication between you and us;
8.5.3 any losses or delays in transmission of messages arising out of the use of any internet service provider, communications company or caused by any browser or other software which is not under our control;
8.5.4 errors on the website or with the Service caused by incomplete or incorrect information provided to us by you or a third party.
8.6 Nothing in this chapter shall (a) exclude or limit liability on our part for death or personal injury resulting from our negligence; or (b) exclude liability for fraud from our side.
8.7 Where you are sending money to a Recipient who is not registered with us, you agree to accept the provisions of these Terms and Conditions not only for yourself, but also on behalf of the Recipient.
8.8 Your relationship is with InterCurrency only. You agree that no affiliate or agent of InterCurrency owes you any duty of care when performing a task which would otherwise have to be performed by InterCurrency under its agreement with you.
8.9 You agree to indemnify and hold harmless InterCurrency, our holding company, our subsidiaries, affiliates, officers, directors, employees, agents, independent contractors, advertisers, partners, and co-branders from all loss, damage, claims, actions or demands, including reasonable legal fees, arising out of your use or misuse of this website or Service, all activities that occur under your password or account, e-mail, login, your violation of this Terms and Conditions or any other violation of the rights of another person or party.
9. ELECTRONIC COMMUNICATIONS
9.1 You acknowledge that these Terms and Conditions shall be entered into electronically, and that the following categories of information (“Communications”) may be provided by electronic means:
9.1.1 This Terms and Conditions and any amendments, modifications or supplements to it.
9.1.2 Your records of transactions through the Service.
9.1.3 Any initial, periodic or other disclosures or notices provided in connection with the Service, including but not limited to those required by law.
9.1.4 Any customer service communications, including without limitation communications with respect to claims of error or unauthorised use of the Service.
9.1.5 Any other communication related to the Service or InterCurrency.
9.2 The Service does not allow for Communications to be provided in paper format or through other non-electronic means. You may withdraw your consent to receive Communications electronically, but if you do, your use of the Service shall be terminated. In order to withdraw your consent, you must contact us using our contact information at the end of these Terms and Conditions.
9.3 In order to access and retain Communications, you must have or have access to the following:
9.3.1 An Internet browser that supports 128-bit encryption, such as Internet Explorer version 4.0 or above;
9.3.2 An e-mail account and e-mail software capable of interfacing with InterCurrency’s e-mail servers;
9.3.3 A personal computer, operating system and telecommunications connections to the Internet capable of supporting the foregoing;
9.3.4 Sufficient electronic storage capacity on your computer’s hard drive or other data storage unit; and
9.3.5 A printer that is capable of printing from your browser and e-mail software. In addition, you must promptly update us with any change in your email address by updating your profile at http://www.inter-currency.com
10. TERMINATION
10.1 Either party may terminate the contract governed by these Terms and Conditions on one day’s written notice.
10.2 We may terminate the contract governed by these Terms and Conditions with immediate effect if you:
10.2.1 become, or are likely to become, insolvent or are declared bankrupt;
10.2.2 are in breach of any provision of these Terms and Conditions;
10.2.3 your use of the Service or the website is disruptive to our other customers, or you do anything which in our opinion is likely to bring us into disrepute;
10.2.4 breach or attempt to breach the security of the website (including but not limited to: modifying or attempting to modify any information; unauthorised log-ins, unauthorised data access or deletion; interfering with the service, system, host or network; reverse engineering of any kind; spamming; hacking; falsifying data; introducing viruses, Trojan horses, worms or other destructive or damaging programs or engines; or testing security in any way);
11. COMPLAINTS
11.1 If you wish to make a complaint about any aspect of the Worldremit service, please send your complaint in writing to the address shown on the Contact/Imprint page or by email to [customerservice@inter-currency.com].
11.2 We will acknowledge receipt of your complaint as soon as possible. We will investigate your complaint and come back to you with the results of our investigation no later than 7 business days of receipt of your complaint. If you are not satisfied with the manner in which we have dealt with your complaint, or the outcome, then you may refer the matter to the consumer protection authorities in Kenya.
12. GENERAL
12.1 Governing law: this Agreement will be governed by the Kenyan law and the parties submit to the exclusive jurisdiction of the Kenyan Courts (Milimani Commercial Court, Nairobi).
12.2 No Waiver: The failure of InterCurrency (InterCurrent limited) to exercise or enforce any right or provision of the Terms and Conditions shall not constitute a waiver of such right or provision.
12.3 Modification: We may modify these Terms and Conditions from time to time without notice to you, except as may be required by law. You can review the most current version of the Terms and Conditions at any time by reviewing this website. You may terminate your use of the Service if you do not agree with any modification or amendment. If you use the Service after the effective date of an amendment or modification, you shall be deemed to have accepted that amendment or modification. You agree that you shall not modify these Terms and Conditions and acknowledge that any attempts by you to modify these Terms and Conditions shall be void.
12.4 Entire Agreement: This agreement constitutes the entire agreement between the parties and supersedes all prior understandings or agreements relating to the subject matter of this agreement.
12.5 Severability: If any provision of the Terms and Conditions is found by an arbitrator or court of competent jurisdiction to be invalid, the parties nevertheless agree that the arbitrator or court should endeavour to give appropriately valid effect to the intention of the Terms and Conditions as reflected in the provision, and the other provisions of the Terms and Conditions shall remain in full force and effect.
12.6 Any external links to third-party websites on the website are provided as a convenience to you. These sites are not controlled by us in any way and we are not responsible for the accuracy, completeness, legality or any other aspect of these other sites including any content provided on them. You access such websites at your own risk.
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Security
We take security very seriously at InterCurrency, and we work hard, using state-of-the-art security measures, to make sure that your information remains secure. The InterCurrency Service is a safe and convenient way to send money to friends, dependants and family and to other people that you trust. However, we do advise you to consider very carefully before sending money to anyone that you do not know well. In particular, you should be very cautious of deals or offers that seem too good to be true – they may be scams. If you are aware of anyone or any entity that is using the Service inappropriately, please email us or inform us using our contact form. Similarly, if you receive any emails, purporting to be from InterCurrency (InterCurrent Ltd.), which you suspect may be “phishing” (fake) emails, please forward them to us using our contact form.
Contact Information:
Questions, notices, and requests for refunds or further information should be sent to IinterCurrent (K) Ltd. as follows:
online at: http://www.inter-currency.com/about-us/contactimprint/
by telephone on: +254 706 253 449/+254 706 254 097/+254 706 254 002
by sms to: +254 706 253 449/+254 706 254 097/+254 706 254 002
by email to: customerservice@inter-currency.com
or by mail to: InterCurrency, attn: Customer Service, InterCurrent Limited, P.O. Box 85, 40612 Sawagongo, Kenya.
